Mortgage Guides, Tips & Market Insights

The Complete First-Time Homebuyer Guide for VA, DC & MD

The Complete First-Time Homebuyer Guide for VA, DC & MD Everything you need to know about buying your first home in the DMV — from credit preparation and pre-approval to state-specific down payment assistance programs most lenders don't mention. Buying your first home in the Washington, DC metro are

What Credit Score Do You Need to Buy a House in 2026? Loan-by-Loan Breakdown

What Credit Score Do You Need to Buy a House in 2026? Loan-by-Loan Breakdown Published March 2026  |  JB Financing Team  |  14-minute read Your credit score is one of the single biggest factors that determines whether you can buy a home — and how much that home will actually cost you over 30 years.

How Much Down Payment Do You Really Need to Buy a House in 2026?

How Much Down Payment Do You Really Need to Buy a House in 2026? Updated March 2026 · By the JB Financing Team If you're wondering how much down payment you need to buy a house in 2026, you're not alone — and you may be pleasantly surprised. The long-standing belief that every buyer needs 20% down i

How Much House Can I Afford on a $100K Salary in Northern Virginia?

  How Much House Can I Afford on a $100K Salary in Northern Virginia? 📅 Published: February 28, 2026✏️ Updated: February 28, 2026⏱️ 18 min read Earning $100,000 a year in Northern Virginia puts you above the national median household income — but in one of the country's most expensive housing marke