Mortgage Guides, Tips & Market Insights

Jumbo Loan Requirements in Northern Virginia 2026

Jumbo lending in Northern Virginia begins above $1,249,125 on a one unit home, not at the $832,750 national baseline. Short answer: Jumbo loan requirements in Northern Virginia start with knowing where jumbo actually begins, and it is not where most national sites say. The 2026 conforming loan limit

FHA Loan Limits in Maryland 2026

Short answer: What an FHA loan Maryland buyers can get is capped by county, and Maryland has four different FHA loan limits in 2026, not one. Charles, Frederick, Montgomery and Prince George’s counties sit at the national ceiling of $1,249,125 for a single family home. The seven Baltimore metro juri

Home Loans for Federal Contractors in the DMV

Short answer: A 1099 income mortgage and a W-2 contractor file are underwritten very differently. The question that decides a federal contractor mortgage is not what your contract says, it is whose employee you are. If you draw a W-2 from a prime or a sub, you are that company’s employee and your fi

Federal Employee Home Loans in Northern Virginia: 2026 Options

Short answer: There is no federal employee mortgage program. No special rate, no government discount, no product you qualify for because of your badge. What you do have is unusually stable W2 income, locality pay that counts in full, a retirement account you can borrow from, and if you served, a VA