Mortgage Guides, Tips & Market Insights

Closing Costs in Maryland 2026: Transfer and Recordation Tax by County

In Maryland, transfer and recordation taxes are the largest closing cost after the down payment. Short answer: in Maryland, the biggest closing costs are the state transfer tax (0.5%), the county transfer tax (0% to 1.5%) and the county recordation tax ($2.50 to $7.00 per $500). By default the buyer

How to Choose the Best Mortgage Lender in Prince William County, VA (2026)

The best lender for your loan is the one whose Loan Estimate shows the lowest cost for the rate and terms you want. Short answer: the best mortgage lender in Prince William County is the one that gives you the lowest total cost for the loan you need, is licensed and responsive, and knows the program

Mortgages for Pentagon and DoD Employees: 2026 Northern Virginia Guide

More than 26,000 people travel to the Pentagon each workday. Short answer: Pentagon military, civilian and contractor employees buy with VA, conventional and FHA loans like anyone else, but their pay is documented differently and their jobs raise a few specific questions. At a 7.03 percent rate, a t

How Much House Can I Afford on an $80K Salary in the DMV? 2026 Numbers by County

On $80,000 a year, a townhouse or condo is often the first home in the DMV. Short answer: on an $80,000 salary with no other monthly debts, you can afford a home of about $340,000 to $365,000 in most of the DMV with an FHA loan at September 2026 rates, keeping total debts at 43 percent of income. If